PCP keeps your monthly repayments low by deferring a significant proportion of the total amount of credit to the optional final repayment at the end of the agreement.

Once you have paid all of the regular monthly repayments you can either:

  • Pay the optional final repayment and own the car.
  • Part exchange the car for a new one (subject to settlement of your existing agreement, new agreements are subject to status), or
  • Return the car to Subaru Finance without paying the optional final repayment. Return conditions apply.

PCP Representative Example | 2.0i XE Lineartronic

Agreement Duration 37 months
36 Monthly Repayments of £368.79
Cash Price £37,995.00
Customer Deposit £9,165.00
Subaru Deposit Contribution £2,000.00
Total Deposit £11,165.00
Representative APR 5.9% APR
Total Amount of Credit £26,830.00
Optional Final Repayment (including £10 Purchase Fee) £17,496.00
Total Amount Payable £41,937.44
Interest Rate (Fixed) 5.74%
Annual Mileage 8000
Excess Mileage (pence per mile) 8.0p
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Terms and conditions:
This credit offer is only available through Subaru Finance provided by International Motors Finance Limited, St. William House, Tresillian Terrace, Cardiff CF10 5BH. Offers may be varied or withdrawn at any time. Offer ends 31.03.2025 OTR price includes VAT, delivery, number plates, 12 months road fund licence and first registration fee. Please consult your local Subaru dealer for exact quotation.

Find Us

1117 Silverstone Park, Silverstone, NN12 8FU

1117 Silverstone Park, Silverstone, NN12 8FU

1117 Silverstone Park, Silverstone, NN12 8FU

1117 Silverstone Park, Silverstone, NN12 8FU

Lotus Silverstone Limited is an Appointed Representative of Automotive Compliance Ltd, who is authorised and regulated by the Financial Conduct Authority (FCA No 497010).

Automotive Compliance Ltd’s permissions as a Principal Firm allows Lotus Silverstone Limited to act as a credit broker, not as a lender, for the introduction to a limited number of lenders.

We can introduce you to a selected panel of lenders, which includes manufacturer lenders linked directly to the franchises that we represent. An introduction to a lender does not amount to independent financial advice and we act as their agent for this introduction. Our approach is to introduce you first to the manufacturer lender linked directly to the particular franchise you are purchasing your vehicle from, who are usually able to offer the best available package for you, taking into account both interest rates and other contributions. If they are unable to make you an offer of finance, we then seek to introduce you to whichever of the other lenders on our panel is able to make the next best offer of finance for you. Our aim is to secure the best deal you are eligible for from our panel of lenders. Lenders may pay a fixed commission to us for introducing you to them, calculated by reference to the vehicle model or amount you borrow. Different lenders may pay different commissions for such introductions, and manufacturer lenders linked directly to the franchises that we represent may also provide preferential rates to us for the funding of our vehicle stock and also provide financial support for our training and marketing. But any such amounts they and other lenders pay us will not affect the amounts you pay under your finance agreement, all of which are set by the lender concerned. If you ask us what the amount of commission is, we will tell you in good time before the Finance agreement is executed. All finance applications are subject to status, terms and conditions apply, UK residents only, 18’s or over. Guarantees may be required.
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